What is Visit USA Medical Insurance
There is a popular misconception that medical policy bought in one?s own nation will cover a person for the medical emergencies met during visits to foreign land(s). In USA, medical authorities will not accept a foreign company?s insurance while treating a patient. Thus, irrespective of whether a person has a medical insurance or not he/she will have to bear his own medical expenses. However, there is a solution to this problem. The solution is Visit USA medical insurance.
Any person visiting the USA can purchase Visit USA medical insurance. It doesn?t matter whether you are visiting USA for academics, professional purpose, or just for having fun. Whatever be your purpose you will be eligible to purchase Visit USA insurance as soon as you start your trip.
Visit USA insurance offers 2 plans- Plan A and Plan B. In the first plan, coverage of $50,000 is provided per injury. The other plan gives coverage of $1, 00, 000. In case the applicant is over 80 years old, the coverage amount reduces to $10,000.
Three deductibles are offered by this medical insurance for tourists – $250, $500, $1,000. Upto the limit of $5,000, 80% of all your medical expenses would be borne by this insurance for tourists once you pay the deductible. The family and dependents of the insurance holder are also covered by this insurance.
The insurance is purchased for a minimum duration of 15 days and a maximum duration of 12 months. Once the initial payment is made the policy holder cannot renew the insurance. He will once again have to purchase the insurance for obtaining an extended coverage.
The accidental death coverage is provided by Visit USA insurance for tourists. The same is applicable in case of member(s) loss. Members here, refer only to legs, hands, and eyes. In case of loss of multiple members, only the highest coverage amount for dismemberment is provided. However, no claims are entertained if the loss of life or dismemberment occurs due to suicide or attempt to suicide.
Visit USA medical health insurance will not provide any coverage in cases of pre-contracted medical conditions. The same is applicable in case of expenses related to pregnancy, cosmetic surgery or dental expenses (unless incurred due to accidents), drug misuse etc. The insurance holder cannot claim any coverage if he/she takes part in hazardous sports such as scuba diving, skiing etc.
Irrespective of the purpose behind traveling to the USA, Visit USA tourists insurance will make your trip safe and enjoyable.